How it works

KiKa is an online payment service that will make significant savings to your payment fees


We strive to make payments as seamless as possible, for your business and your customers.

You can tailor the customer experience to your own brand and easily integrate any of the three KiKa products with your systems.

KiKa is simple to set up and our team will be on hand to help you whenever you need it.

Our products

Single payments

  • You can use Kika to take payment for one-off transactions.
  • It’s easier than a card payment for your customers.
  • You’ll save money on fees and the payment will appear in your account within minutes.

Designed for

  • Ecommerce websites
  • Marketplaces
  • Telecoms
  • Any business requiring a one-off payment
  • Charities, schools or PTAs to collect donations

KiKa is an online payment service that will make significant savings to your payment fees.

Recurring payments

  • You can use KiKa to take recurring payments for ongoing subscriptions or contracts.
  • It’s much easier to set up than a direct debit and will save you money on fees.

Designed for

  • Utilities companies
  • SaaS providers
  • Subscription businesses
  • Charities, schools or PTAs to collect donations

KiKa recurring payments can save you money on direct debit fees and save you time on admin.

Bulk payments

  • KiKa can be used to make payments in bulk to suppliers, customers and employees.
  • This makes it easy for you to provide refunds to a large group of people at once.

Designed for

  • Refunds
  • Payroll
  • Supplier invoices

KiKa bulk payments can make significant savings on BACS processing fees, with money transferred instantly.

Bank account validation

  • Use KiKa to validate the name, address and bank account of your customer.
  • The customer can log onto their bank account and approve data to send to the requestor.
  • KiKa does not store the details of the customer.

Designed for

  • Companies – to refund their customers
  • Companies – to validate their employee/supplier bank details digitally

Quick, secure and low-cost method to validate banking details of an individual or company.

Help to pay

  • KiKa is using Open Banking data and your own data to determine the financial circumstances of your customers.
  • You will be able to offer payment flexibility to your customers who are struggling to pay.
  • KiKa helps you to decide if a customer should be referred to a third party agency for additional help.

Designed for

  • Utilities – to help identify and manage vulnerable customers
  • Banks and lenders – to improve collections effectiveness
  • Investment platforms – to identify when customers have surplus funds they could invest

Help to Pay is currently being designed and will use leading edge research into machine learning algorithms. We would be delighted to work with relevant organisations on its design.

Charity donations

  • You can use KiKa to receive single and recurring donations to your charity.
  • Payments land in your account instantly and the transaction costs are 80% cheaper compared to donations made to you via debit or credit card.
  • Gift Aid functionality is included within our payment journey and KiKa will provide monthly reporting of all transactions.

Designed for

KiKa makes donating easy. Our journey includes minimal touchpoints using QR codes, so donors won’t need to create or log into an account. This will increase people’s willingness to donate.

We’d love to chat to you about how we can speed up payments and cut costs for your business.

Get in touch